Job Description

Posting Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and by using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Job Responsibilities

This position is in the Asset and Management risk group, with a heavy emphasis on underwriting analysis, credit risk and team management. The primary functions are to:

• Drive effective pipeline and capacity management for the team
• Monitor and govern consistent, efficient and accurate underwriting
• In this role you will have two peers. In partnership with your US peers, ensure client experience is optimal across the teams.

• Manage pipeline across new client requests, modifications and annual reviews. Create a culture of transparency for all activities being performed in the teams.
• Partner with first line of defense to keep portfolio management metrics within defined thresholds including but not limited to annual reviews, overlimits, overdrafts, and covenant breaches
• Analyze capacity and proactivity manage the teams to match business prioritization and growth
• Monitor due diligence review findings to manage error rates to under threshold requirements
• Challenge the status quo and actively contribute to the innovation agenda by
• Promote a strong control environment by adhering to risk and control expectations
• Support regulatory exam management
• Identify and develop processes to strengthen areas of weakness in the Custom product operating model
• Build a high performing team by setting clear direction, driving performance, empowering the team, coaching for impact, fostering feedback and guiding careers
• Drive the talent agenda by hiring a diverse team of underwriters and managers
• Support Center culture by creating an inclusive environment

Required Qualifications, Skills and Capabilities

The candidate should possess strong leadership skills, be analytically driven, and have tenured credit risk experience. Must have a strong commitment to customer service and teamwork to contribute to high-performing teams through development of self and others.

• Bachelor\'s degree required; Finance, Accounting, Economics, Business Management or related degree preferred.
• 10+ years of credit risk experience
• Strong working knowledge of the industry
• Ability to work with individuals at all levels in the organization and contribute to the strategic direction of the firm and the team
• Strong risk and control track record
• Self-starter with experience leading a business end-to-end
• High-energy and the ability to thrive in a fast-paced environment
• Ability to build and manage a diverse, high performing team
• Strong negotiating skills with the ability to drive and influence decision-making at senior levels across the organization
• Strategic thinker with the ability to deliver innovative solutions and opportunities for clients
• Ability to collaborate with partners and stakeholders across the organization to drive forward business priorities
• Ability to quickly assess potential issues, gaps and process improvements by monitoring productivity against benchmarks
• Solid credit, analytical, and problem-solving skills
• Strong written and verbal communication skills

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world\'s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants\' and employees\' religious practices and beliefs, as well as any mental health or physical disability needs. The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment. As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm\'s current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm\'s vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. Equal Opportunity Employer/Disability/Veterans