Vp Lending Officer
Dunwoody, GA 30338, United States
Job Description
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Job: VP Lending Officer - Location: Dunwoody, GA At Wallis Bank we are a full-service community bank with the ability to serve the needs of all our customers, from the smallest rural customers to the largest international customers. We are looking to hire a well qualified VP Lending Officer. What we Offer:
- Competitive Pay and Benefits Packs
- Health, Dental, Life Insurance
- 401k
- PTO
- Related college degree, successful completion of banking courses or equivalent work experience is required
- At least 6 years of relevant banking experience
- 5-7 years of commercial credit sales, business development sales and/or business-to-business sales experience.
- Solid knowledge of financial lending regulations
- Results oriented, sales aptitude with demonstrated ability to achieve organizational and business goals.
- Computer proficiency with working knowledge of Microsoft Office Suite applications, required
- Originate, review, and prepare concept memos for commercial loan requests.
- Manage loan portfolios, monitoring the financial condition of accounts in relation to acceptable risk, while keeping credit and collateral exceptions to a minimum.
- Interview commercial loan applicants to develop financial and credit information, to determine needs, abilities, earnings, and risk; request needed information, such as financial and operating statements.
- Manage customer relationships on originated loans through closing. Make periodic site visits to customer within defined market region to provide compliance with annual review documentation from borrowers.
- Cross sell bank services to existing loan relationships and manage relationships.
- Utilize decision tools and credit analysis skills to make appropriate credit and structuring decisions.
- Assume accountability for proper documentation and review of accounts in a timely manner.
- Partner with branches to develop skills for customer prospecting and call execution.
- Evaluate loan servicing data, research issues along with exceptions and execute appropriate changes.
- Develop and maintain business relationships and referral sources throughout the community.
- Seek to expand bank product usage to current customers by cross selling all types of deposit accounts, loan accounts, and services during customer contacts and interviews.
- Stay abreast of new types of loans and other financial services and products to better meet customer needs.
- Maintain and apply a thorough understanding of the bank\xe2\x80\x99s lending policy, SBA eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages.
- Participate in community-oriented and professional organizations to determine the various depository and credit needs of the Bank\xe2\x80\x99s market area to support Community Reinvestment Act (CRA) objective.
- Completes annual required compliance training.
- Perform other job-related duties as assigned by management.
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Referral program
- Vision insurance
- Office
- 8 hour shift
- Monday to Friday
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
- Health insurance
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Job Detail
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Job IdJD4266785
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationDunwoody, GA 30338, United States
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EducationNot mentioned