Job Description

ABOUT ONETRUST HOME LOANS If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a professional team, then OneTrust Home Loans may be for you. We are recognized as a Fortune 5000 company offering conventional, FHA, VA, USDA, and jumbo financing, while boasting portfolio, construction, and structure finance lending divisions. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. We\'re mortgage educators and financing strategists, providing detailed information and sound advice on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to close loans quickly. If our employees are successful, we are successful. Our goal is to provide them with the most current competitive tools and information possible. Employees and management listen, engage, and provide honest feedback to each other. Those who make outstanding contributions are recognized for their outstanding customer service and are eligible for key programs. In order to hire and retain employees who share our values of integrity, transparency, innovation, and greatness, we offer attractive employment packages, work-life balance, a wide range of training opportunities, and an innovative and exciting business culture. Service is everything! Position Summary Work closely with processors, underwriters and title/settlement companies to prepare the final closing disclosure and closing package, reviewing documents to ensure conditions are met and maintain regulatory compliance with all applicable laws. Essential Duties and Responsibilities

• Accurately prepares loan documents for closing in a timely manner and verifies all documents in funding package have been completed properly.
• Prepare and review loan files to ensure all conditions are cleared and file is ready to close.
• Reviews all final closing numbers for accuracy with (title or borrower) prior to closing.
• Coordinate delivery of closing documents to the settlement agent and coordinate receipt of Closing Disclosure.
• Review Closing Disclosure for compliance with closing instructions, balance closing numbers and verify tolerances are within guidelines and disclosed fees.
• Follow up on outstanding conditions to facilitate timely loan funding.
• Employee will obtain essential documentation to disburse funds in accordance with investor and RESPA guidelines. Verify and balance funding figures to wire final loans proceeds to Title.
• Ensure funds are available day of loan disbursement.
• Employee will review and follow up on Final Closing Disclosure.
• Clears files for final funding.
• Coordinate wire requests with settlement agent to fund loan.

• Bachelor\'s degree or equivalent combination of education and experience.
• 3+ years of residential mortgage closing and funding.
• Ability to maintain a knowledge of lending guidelines, investor programs, industry requirements, and industry changes.

• Demonstrated computer skills in word processing, spreadsheet, and electronic mail software.
• Strong communication and interpersonal skills, and a high level of professional integrity.
• Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisor.
• Strong time management and organizational skills in a dynamic, constantly changing environment.
• Attention to detail and quality focused.
• Encompass experience preferred.