Job Description

Location:

Houston, Texas - Corporate Offices (REQUIRED - In-Office/On-Site work schedule)

FLSA Status:

Exempt

About FlipCo Financial

Our team at FlipCo Financial makes flipping houses a reality by putting clients first, leading the hard money lending industry through innovation, transparency, and partnerships. We operate fast, think boldly, and collaborate deeply across teams to deliver a seamless, high-energy lending experience for real estate investors nationwide.

Job Summary

The Asset Analyst will support FlipCo's Special Assets & Note Strategy function by assisting in loan workout analysis, collateral and control strategies, note sale preparation, and distressed asset evaluation. This role requires a strong foundation in real estate underwriting and workout economics, paired with a creative, solutions-oriented mindset. The Analyst will work closely with internal leadership and resources as well as external parties including borrowers, vendors, and note buyers. This is a hands-on execution role within a fast-paced, entrepreneurial lending environment.

Summary of Essential Job Functions

Assist in evaluating distressed or underperforming loans, identifying risks, and drafting recommended action plans Analyze borrower financials, collateral information, property condition data, and relevant third-party reports Support borrower communication, including gathering documentation and clarifying expectations Develop workout summaries, milestone timelines, and internal decision-ready packets Assist in structuring alternative collateral and control strategies (e.g., pledging additional assets, LLC interests) Assist in preparing financial models, recovery analyses, discounted payoff scenarios, and note sale evaluations Coordinate with brokers, appraisers, attorneys, and vendors to support accurate and timely asset assessments Prepare data rooms and compile buyer materials for potential note sales Conduct secondary market research and maintain organized buyer lists and engagement trackers Support internal reporting, including distressed asset dashboards and executive summaries

Skills and Specifications

Strong foundation in real estate underwriting and workout/recovery economics Analytical mindset with the ability to evaluate complex loan and collateral scenarios High proficiency in Excel; able to produce clear and defensible analyses Creative lender mindset--comfortable finding paths forward in distressed or ambiguous situations Excellent written and verbal communication skills; ability to engage professionally with borrowers and external vendors Organized, detail-oriented, and capable of managing numerous assets and deadlines Ability to thrive in a fast-paced, entrepreneurial, high-visibility environment

Minimum Requirements

Preferred - Bachelor's degree in Finance, Business, Real Estate, or related field (not required for strong candidates) Preferred - 1-3 years of experience in lending, real estate analysis, underwriting, or special assets Proficiency in Excel, Word, Outlook, and financial analysis tools

Abilities Required

Ability to meet highest attendance requirements Ability to handle multiple tasks concurrently and work within time-sensitive deadlines Ability to sit for extended periods and work on a computer for long stretches Ability to travel for occasional property visits or borrower meetings All candidates must have the ability to speak, read, and write English

Disclaimer

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. All personnel may be required to perform duties outside of their normal responsibilities from time to time as needed.


FlipCo Financial is an equal opportunity employer.

"We are currently managing our staffing needs internally. Please, no recruiting firm or staffing firm candidates. Consideration will not be given to candidates who have not directly completed an employment application. We do not accept unsolicited agency resumes and are not responsible for any fees related to unsolicited resumes. We are not adding to our limited list of currently approved vendors. Please refrain from contacting us or any employees regarding staffing or recruitment opportunities."