Job Description

Key Responsibilities

Coverage Review:

Evaluate coverage by reviewing the first notice of loss and policy details; prepare disclaimers and reservation of rights letters as needed.

Claims Investigation:

Lead thorough investigations into claims, including assessing liability and damages, interviewing witnesses, inspecting scenes, and collecting evidence.

Independent Adjuster Management:

Engage and provide direction to independent adjusters while overseeing all aspects of the investigative process.

Liability Evaluation:

Apply statutory and case law to analyze liability exposure and ensure all responsible parties contribute appropriately.

Reserve Management:

Establish and maintain accurate reserves that reflect the evolving liability and damages associated with each claim.

File Oversight:

Proactively manage claim files from start to finish--negotiating settlements, overseeing defense counsel, and ensuring effective litigation management.

Reporting:

Prepare detailed reserve authority requests, reinsurance and serious loss reports, and coverage position letters.

Collaboration:

Work closely with Underwriting, Compliance, and Actuarial teams to share insights and support the development of strong, sustainable products.

What You'll Bring

Analytical Thinking:

Strong problem-solving skills and the ability to assess liability and damages with accuracy and creativity.

Communication Skills:

Clear and professional oral and written communication, with the ability to interact effectively with internal and external stakeholders.

Negotiation Ability:

Confident decision-making supported by effective negotiation and conflict resolution skills.

Organization:

Exceptional organizational and time management skills, with the ability to handle multiple priorities efficiently.

Technical Expertise:

Solid understanding of insurance coverage, negligence law, and claims evaluation processes.

Qualifications

Associate Claims Examiner:

2+ years of relevant experience

Claims Examiner:

7+ years of relevant experience Prior experience as an examiner, adjuster, paralegal, attorney, or in another transferable role

Preferred:

Experience handling excess liability claims

Plus:

Multi-jurisdictional knowledge, advanced degrees, and/or a JD
Job Type: Full-time

Expected hours: 35 per week

Benefits:

401(k) Dental insurance Employee assistance program Flexible schedule Flexible spending account Health insurance Health savings account Paid time off Referral program Retirement plan Tuition reimbursement Vision insurance
Work Location: In person