Job Description

Here at Hometap, we're collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership - and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they've built in their home to pay for what's most important to them, from handling debt to finally making much-needed renovations, without taking on debt.
We work hard, and have some fun along the way, too. You don't have to take our word for it: and have recognized us as a great place to work, and we've been honored for our commitment to innovation in the fintech space by , , and more!
In case you need any more convincing, we also provide competitive compensation, healthcare coverage, generous PTO, a meaningful equity package, and a strong culture with plenty of opportunities for team-building and camaraderie.
Interested in joining us on our mission to make homeownership less stressful and more accessible? We'd love to talk.
Who You Are:
As a Software Engineer II at Hometap, you'll be embedded in a focused pod of four engineers and a QA engineer, working closely with product managers and engineering leadership to build software that helps homeowners access the equity in their homes. Your time will be split between hands-on development, contributing to technical discussions, learning from senior teammates, and taking ownership of features that directly impact our users. This role is about more than just writing code - it's about developing your technical expertise while contributing to impactful solutions that drive our mission forward.
What you'll do:

• Design, build, and test software - primarily using Python and JavaScript/TypeScript - with a focus on clean, maintainable architecture
• Collaborate closely with engineers, product managers, QA, and stakeholders to shape requirements and deliver impactful features using Agile practices.
• Integrate with a wide range of systems, including Digifi.io, Salesforce, AVM providers, credit bureaus, Segment, and Camunda
• Maintain a high bar for code quality through peer reviews, testing, and clear documentation
• Take ownership of critical features and contribute to technical planning, ensuring solutions are thoughtful, scalable, and aligned with business goals
• Provide feedback to teammates and Technical Product Organization leaders on processes and projects

What you'll bring:

• 3+ years of professional software development experience using modern programming languages and frameworks - our stack includes Python (Django) and JavaScript/TypeScript (React), but we value adaptability and engineering fundamentals over specific tech
• Strong understanding of relational database design and querying fundamentals
• Experience with testing frameworks
• Experience with cloud services, preferably AWS
• Proficiency with Git or similar version control systems and workflows
• Solid grasp of API design fundamentals, including how to build, consume, and document web services

Bonus Points:

• Experience working in fintech or regulated industries with high standards for security and compliance
• Exposure to products where software supports the delivery of a financial service, rather than being the end product itself
• Familiarity with the fintech ecosystem, including concepts like underwriting, credit, or financial data integrations

The salary range for this role is $130,000 - $150,000, depending on your experience, skills, location, and other factors. You'll also receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.
Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home's future value - all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.
Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member's unique perspective, background, and ideas. All roles here are filled based solely on candidates' qualifications and our business needs.
Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing work@hometap.com.

Skills Required