Job Description

Senior Credit Analyst -

Department: Credit
Hiring Manager: Head of Credit
Location: Remote
Compensation: $110K-$140K

About Climb Credit

Climb Credit is a mission-driven fintech company focused on expanding access to education through affordable, responsible student lending. We partner with schools and learners to provide financing solutions that help people invest in their futures.

Climb's Values

Drive access and inclusivity Build a better system Own the solution Iterate and experiment Succeed together

Overview of Role

We are seeking a

Senior

Credit Analyst

to join our team and support the growth of our education financing portfolio. This role is primarily execution-oriented, focused on research, analysis, and monitoring of credit performance. The Senior Credit Analyst will play a key role in maintaining strong risk management practices and identifying opportunities for policy and profitability improvements.

Responsibilities

Monitor and analyze

credit KPIs

across Climb's lending portfolio Research and diagnose

credit risk issues

, including school-level performance Develop and maintain

reporting dashboards and tools

to track credit risk and portfolio health Support analysis of

credit policy and pricing changes

, quantifying their impact on risk and profitability Evaluate

collections and servicing strategies

to improve portfolio outcomes Provide analytical insights to support senior team members and cross-functional partners

Qualifications

Bachelor's degree in a quantitative field (Finance, Economics, Math, Engineering, or similar) 2-4 years of relevant Credit experience is strongly preferred; relevant experience in financial services, consulting, fintech, or banking may be considered Strong technical skills: SQL and Excel modeling required; familiarity with Python, R, or Power BI is a plus Highly curious and eager to dig into data to uncover insights Strong analytical problem-solving ability and comfort working with complex, ambiguous data sets Excellent critical thinking skills with the ability to assess tradeoffs, identify root causes, and propose solutions Ability to synthesize data into actionable insights and communicate findings clearly Self-starter with strong attention to detail and comfort working in a fast-paced, collaborative environment * Passion for Climb's mission to expand access to education