Countybank is seeking a self-motivated and confident SBA Business Development Officer to develop and structure loans and market other banking products and services to Small Business Administration (SBA) eligible small and medium sized businesses. Will review required customer financial information and coordinate with the internal SBA team to provide a lending solution for the customer.
Why Join SBA
: You will have the opportunity to help small business owners-both those who are just starting out and those looking to grow-who can't get traditional bank loans. You'll play a key role in moving them forward in their journey, which means you'll get to be part of their success story. It's a very rewarding experience!
Key Responsibilities:
Utilizing internal and external sources, develops and structures loan opportunities for Small Business Administration (SBA) eligible small and medium sized businesses
Reviews required customer financial information and manages according to SBA guidelines to provide a lending solution for the customer
Structures SBA loan proposals, completes initial underwriting, and prepares credit package that complies with all applicable regulations and SBA Standard Operating Procedure guidelines
Determine applicant eligibility, gather and assimilate information, create SBA specific Credit Memo and provide supporting documentation required to decision loan applications
Create and present SBA specific Commitment Letter upon bank approval
Assist with loan package submissions, follow up with clients on any additional items requested during processing
Assist loan closing with processing team, attorney and client
Partner with bank officers to market other banking products and services, as applicable
Prepare periodic reports for management as needed
Participate in and successfully complete ongoing compliance training as required
Perform all other general support and special projects requests as assigned
Education, Experience, and Certifications:
Associate or bachelor's degree majoring in business or related field required.
3-5 years of direct SBA lending experience; or any equivalent combination of education, training, or experience which provides the required knowledge, skills, and abilities.
Detailed working knowledge of the SBA Standard Operating Procedures.
Abilities and Skills:
Intermediate to High level of experience with MS Office
Ability to maintain a high level of discretion and confidentiality and a professional demeanor in all situations.
Self-motivated possessing a high level of initiative.
Excellent organizational skills and attention to detail.
Must have a thorough knowledge of departmental operations, policies, and procedures.
Strong analytical and problem-solving skills.
Excellent verbal and written communication skills, including effective listening and public relations skills.
This is a full-time position in a smoke and drug-free workplace. Countybank offers a values-driven culture that supports associate growth, satisfaction, and professional success. Compensation commensurate with experience, education, and qualifications.
About Countybank
Our Mission:
To Serve Our Clients, Our Communities, and Our Associates
Countybank began its service to the Greenwood community in 1933, when it was founded by a group of Greenwood businessmen as The County Bank. While the bank has evolved through its history to operate as a complete family of financial services, our core mission has never changed. We remain an independent, locally owned institution that is focused on meeting the financial needs of the families and businesses of Greenwood, Greenville, Greer, Simpsonville, Anderson and surrounding Upstate communities.
How We Give Back
The Countybank Foundation was formed in 1971, under the leadership of former bank president R. Thornwell Dunlap Jr., to identify specific charitable needs and to distribute funds to selected organizations on a yearly basis. Since 1990, the Foundation has contributed more than one million dollars to a wide variety of local civic, educational and cultural programs, including the establishment of several college scholarships and endowments.
In addition to the Foundation's contributions, Countybank employees spend thousands of volunteer hours in their communities. Currently, more than two-thirds of the associates at Countybank volunteer with local charitable and civic organizations.
Learn More
Visit us at www.ecountybank.com.
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