Job Description

Key Responsibilities

Coverage Review:

Evaluate first notice of loss and policy information to confirm coverage; draft disclaimers and reservation of rights letters as needed.

Comprehensive Investigation:

Conduct thorough investigations, including liability and damages assessments, witness interviews, scene inspections, and evidence collection.

Independent Adjuster Management:

Retain, direct, and oversee independent adjusters throughout the investigative process.

Liability Analysis:

Apply statutory and case law to assess liability exposure and ensure joint tortfeasors contribute appropriately.

Reserve Management:

Maintain accurate, timely reserves that reflect evolving liability and damages.

File Management:

Proactively manage claim files; negotiate settlements with claimants or attorneys; oversee defense counsel; and ensure effective litigation strategy and execution.

Reporting:

Prepare detailed reserve authority requests, reinsurance reports, serious loss reports, and coverage position letters.

Cross-Team Collaboration:

Share updates and work closely with underwriting, compliance, and actuarial teams to support strong product performance.

What You'll Bring

Problem-Solving:

Strong analytical and creative problem-solving skills focused on liability and damages evaluation.

Communication:

Excellent written and verbal communication skills for effective interactions with all stakeholders.

Negotiation Skills:

Confident decision-maker with strong negotiation and conflict-management abilities.

Organization:

Solid organizational and time-management skills to handle multiple priorities efficiently.

Technical Knowledge:

Familiarity with insurance coverage, negligence law, and claims evaluation principles.

Qualifications

2+ years of relevant experience for

Associate Claims Examiner

7+ years of relevant experience for

Claims Examiner

Experience handling first-party property claims as an examiner, adjuster, paralegal, attorney, or in a comparable role

Preferred:

Experience with excess liability claims

Additional Plus:

Multi-jurisdictional knowledge, advanced degrees, or a JD
Expected hours: 35 per week

Benefits:

401(k) Dental insurance Flexible schedule Flexible spending account Health insurance Life insurance Paid time off Vision insurance
Work Location: In person