Job Description

Job Title: Sr.Product Manager - Merchant Acquiring or Embedded Finance Domain

Location:

Berkeley Heights, New Jersey/Sunnyvale

Experience:

10+ years (Banking / Financial Services preferred/

Merchant Acquiring or Embedded Finance Domain

.)

Department:

Product Management

Job Summary

We are seeking a highly analytical and detail-oriented

Sr.Product Manager

with strong experience in the

Merchant Acquiring or Embedded Finance Domain

. The ideal candidate will act as a bridge between business stakeholders and engineering teams -- driving clarity through detailed product documentation, transaction and funding flow design, and precise technical collaboration.

Key Responsibilities

Requirements Gathering & Documentation

+ Create comprehensive

Product Requirement Documents (PRDs)

and detailed

functional specifications

.
+ Document

product flows

,

transaction lifecycles

, and

funding processes

for digital banking or payments systems.
+ Maintain up-to-date

user stories

,

acceptance criteria

, and

business rules

in collaboration with product managers.

Technical Collaboration & Delivery Support

+ Act as a

senior business analyst

and primary liaison between

product

,

engineering

, and

QA

teams.
+ Partner with technical leads to translate business requirements into

technical design specifications

.
+ Work with

API teams

,

UI/UX designers

, and

data analysts

to ensure alignment with product goals.

Process & Flow Design

+ Develop detailed

process maps

,

data flow diagrams

, and

system interaction flows

using tools like Visio, Lucidchart, or Miro.
+ Ensure accuracy of transaction journeys -- from initiation to settlement -- including all

funding and reconciliation steps

.

Product & Release Management

+ Participate in

backlog grooming

,

sprint planning

, and

UAT coordination

.
+ Review QA test cases and validate outcomes against business requirements.
Track delivery milestones and ensure high-quality, on-time release execution.
+

Core Skills & Competencies

Strong expertise in

writing requirements

,

business process mapping

, and

transaction flow documentation

. Proven experience working with

engineering and product teams

in an Agile environment. Hands-on with

JIRA

,

Confluence

,

Lucidchart

,

MS Visio

, or similar tools. Excellent communication and stakeholder management skills -- both business and technical. Analytical mindset with attention to detail, structure, and accuracy.

Preferred Experience

10+ years of relevant experience as a

Product Manager in Merchant Acquiring or Embedded Finance Domain

Familiarity with

Merchant pay-ins and Payouts, Instructional funding, and embedded finance

Exposure to

APIs, microservices

, and

modern digital banking platforms

is highly desirable.

Education

Bachelor's degree in Business Administration, Information Systems, Computer Science, or related field. Certification in Agile / Scrum or Business Analysis (e.g., CBAP) is a plus.

Compensation, Benefits and Duration

Minimum Compensation: USD 52,000


Maximum Compensation: USD 182,000


Compensation is based on actual experience and qualifications of the candidate. The above is a reasonable and a good faith estimate for the role.


Medical, vision, and dental benefits, 401k retirement plan, variable pay/incentives, paid time off, and paid holidays are available for full time employees.


This position is not available for independent contractors


No applications will be considered if received more than 120 days after the date of this post