Job Description

Benefits:

• 401(k) matching
• Competitive salary
• Dental insurance
• Health insurance
• Paid time off
• Parental leave
• Training & development
• Vision insurance

Position Summary
The Personal Lines Producer is responsible for growing our personal lines book of business by developing new client relationships and selling insurance policies including Home, Auto, Umbrella, and more. This position is ideal for an experienced insurance professional who is well-connected, enjoys meeting new people, and isn't afraid to make cold calls or engage in community marketing events.
We're looking for someone with an outgoing personality who sees this opportunity as a long-term career--not just a job. Our agency is energetic, forward-thinking, and focused on growth. The right person will thrive in our fast-paced, supportive, and fun environment.
Location: Remote (Texas) -- Candidates must be based in Austin, Dallas-Fort Worth, Houston, or San Antonio to support marketing and client engagement activities.
Benefits & Perks

• Competitive compensation structure with performance incentives
• Eligible to earn every other Friday off (paid)
• Career development & professional training opportunities
• Job stability in a growing and resilient industry
• Company-sponsored 401(k)
• Health, dental, and vision insurance (plus other coverage options)
• Paid time off (PTO) and company-paid holidays

Key Responsibilities

• Proactively identify, qualify, and convert personal lines prospects through cold calls, networking, referrals, and community outreach.
• Build and maintain strong relationships with clients, prospects, and centers of influence.
• Provide accurate insurance quotes and guide clients through coverage options that best meet their needs.
• Represent the agency professionally at marketing events, community activities, and networking functions.
• Collaborate with teammates to ensure smooth onboarding and excellent customer service.
• Maintain detailed activity logs and client information in the agency's management system.

What We're Looking For

• Prior insurance experience required (independent agency background preferred)
• Active Property & Casualty license
• Outgoing, personable, and confident communicator
• Strong networking and relationship-building skills
• Comfortable with cold calling and outbound prospecting
• Self-motivated, disciplined, and goal-oriented
• Willing to attend marketing events and represent the agency in the community
• A career-minded professional looking for long-term growth

Compensation Structure
Our compensation plan rewards growth and success while providing stability during the ramp-up period. The step-down base salary model transitions toward full commission as renewal income builds, offering financial security and strong long-term earning potential.
Compensation highlights include:

• Step-Down Base Salary Structure:

• Year 1: $50,000 base salary
• Year 2: $35,000 base salary
• Year 3: $20,000 base salary
• Year 4 onward: Full commission-based earnings with renewal income support
• New Business Commission: 40% of new business revenue
• Renewal Business Commission: 30% of retained business revenue
• Annual Compensation Potential:

• Year 1: $60,000
• Year 2: $60,125
• Year 3: $59,894
• Year 4: $61,724
• Year 5: $80,000+

This structure ensures stability early on and rewards producers who consistently grow their book of business.
If you're ready to bring your energy, connections, and passion for helping people to a dynamic, fast-growing agency -- apply today to join Highstreet - Sandy Garza & Associates!
This is a remote position.

Skills Required