Mortgage Sales Mortgage Banker I

Kansas City, MO, United States

Job Description


It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn\'t just see a number, they\'d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people\'s lives and offer simple solutions.

That\'s the basics of Relationships. Fairness. Simplicity\xc2\xae. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.

As a Mortgage Banker I, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate \xe2\x89\xa5 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the \xe2\x80\x9cClient Experience\xe2\x80\x9d, compliance, audit and operations. You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank\'s presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center\'s clientele. You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.

  • Associates degree in Business, Finance or equivalent combination of education and related work experience.
  • 5+ years of experience in mortgage banking.
  • Advanced knowledge of RESPA/government regulations for residential mortgages.
  • Knowledge and experience operating within Dodd-Frank regulations.
  • Proven track record of success in the mortgage lending industry.
  • Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
  • This position requires ongoing compliance with all mortgage regulatory requirements and related NBH\'s compliance policies including acceptable background check investigation results.
Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:
  • Bachelor\'s degree in Business, Finance or equivalent combination of education and related work experience.
  • 6+ years of experience in mortgage banking.
Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.
  • Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
  • Proficient in Encompass and Desktop Underwriter.
  • Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
  • Ability to perform focused work with close attention to detail.
  • Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
  • Apply and improve extensive or in-depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one\'s job effectively.
  • Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
  • Demonstrate concern for achieving or surpassing results against an internal or external standard of excellence. Show a passion for improving the delivery of services with a commitment to continuous improvement.
  • Makes decisions authoritatively and wisely, after adequately contemplating various available courses of action.
  • Creates an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint.
  • Effectively transfers thoughts and expresses ideas orally or verbally in individual or group situations.
Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
  • We are committed to our core value of meritocracy and supporting our associates in growing within their role.
  • When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
  • Ability to meet with associates, clients, and leadership on short notice in various geographical regions in order to deliver results.
  • Must be available to clients and teams by phone/email at all hours of the day.
  • Must be able to work at a rapid pace for long periods of time.
  • Must be able to work additional hours beyond traditional business hours to the extent necessary.
  • Must be able to travel as necessary.
Incentive and Benefits:

This role is eligible to participate in a commission plan, which can significantly increase your overall compensation.

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered .

If this is what you believe in, then you\'re definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

Thank you for your application!
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.

The Bank\'s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

Other details
  • Pay Type Hourly
  • Employment Indicator NBH Services
  • 1111 Main St, Kansas City, MO 64105, USA
  • Texas, USA
  • Utah, USA

NBH Bank

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Job Detail

  • Job Id
    JD4309416
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Kansas City, MO, United States
  • Education
    Not mentioned