The primary responsibilities of this position include promptly and efficiently responding to requests for cancellation and pre-closing salability reviews.
Primary Duties:
Adverse:
Manage Adverse Requests (Withdrawal, Denial and Closed for Incompleteness Requests).
Complete loan review to ensure appropriate action is taken.
Produce accurate Adverse Action Notice.
Sort daily mail.
Provide clerical support for department.
Process borrower addition and removal requests.
Monitor all pre-qualified loans to ensure Reg B compliance is met.
Pre-Closing File Review:
Complete file review to ensure loan information is accurate prior to loan closing.
Communicate potential issues with processor and recommend corrections.
Executive Office and Sign Lease:
Manage shared drive.
Perform periodic reviews.
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Prompt and reliable attendance.
Perform other duties as assigned.
Job Skills Required:
Some mortgage experience preferred.
Strong attention to detail.
Strong organizational skills.
Ability to communicate information clearly and concisely both verbally and in writing.
Ability to follow written and verbal directives.
Ability to work efficiently and effectively under strict deadlines while maintaining a professional profile.
Strong computer skills; proficiency in Microsoft Word, Excel and Outlook.
Ability to work independently with minimal supervision.
Ability to articulate ideas and methods to improve workflow.
Ability to adapt to changes to procedures and regulatory requirements.
Ability to work well with people with diversified personalities.
Additional Details :
If you love sales and are passionate about helping others purchase their dream home, consider a career with Bell Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending closing packages five days before the closing, in-house underwriting and processing and having a support team to allow you to work efficiently.
Bell Bank Mortgage is backed by the financial strength of one of the nation's largest independently owned banks. Founded in 1966 in Fargo, North Dakota, Bell Bank has more than $14 billion in assets and full-service banking locations in Arizona, Minnesota and North Dakota. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.
Originally founded in 1880 by early Minneapolis civic leader David C. Bell, Bell's mortgage division today has thousands of family mortgages to its name. Bell Bank Mortgage has been in Arizona since 1997 and has several regional offices in the United States.
Bell Bank has been recognized as a top bank and a top financial workplace by American Banker, Forbes and Fortune, and has been named among America's top mortgage employers by National Mortgage Professional magazine.
If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.
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