Job Description

Job Summary

We are seeking a dynamic and motivated Mortgage Loan Originator to join our team and drive the growth of our mortgage lending services. In this role, you will be the key point of contact for clients seeking home financing, guiding them through the loan process from application to closing. Your expertise in financial sales, customer service, and loan origination will help clients achieve their homeownership goals while ensuring compliance with industry regulations. This position offers an exciting opportunity to leverage your negotiation skills and financial knowledge to make a meaningful impact in the community.

Duties

Engage with prospective borrowers to understand their financial needs and provide tailored mortgage solutions. Originate mortgage loans by assessing client qualifications, gathering necessary documentation, and explaining loan options clearly. Conduct credit analysis and evaluate borrower financial information using tools such as FNMA guidelines, Quicken, and other financial software. Collaborate with underwriters, processors, escrow officers, and other team members to facilitate smooth loan processing and underwriting procedures. Ensure all loan applications comply with TILA (Truth in Lending Act), Fair Housing regulations, and other federal or state laws governing mortgage lending. Negotiate terms with clients and third-party vendors to secure favorable loan conditions while maintaining regulatory compliance. Maintain ongoing communication with clients throughout the loan process, providing exceptional customer service and updates on application status. Utilize accounting software, mortgage servicing systems, and 10-key typing skills to accurately process loan data and documentation.

Qualifications

Proven experience as a mortgage loan officer or originator within the financial services or banking industry. Strong understanding of loan origination processes, including loan processing, underwriting, credit analysis, and contracts. Familiarity with FNMA (Fannie Mae) guidelines, TILA regulations, Fair Housing laws, and mortgage servicing procedures. Proficiency in financial software such as Quicken, mortgage software platforms, and accounting tools; experience with escrow processes is a plus. Excellent negotiation skills combined with a customer-focused approach to service delivery. Ability to perform basic math calculations accurately using 10-key typing and math skills essential for credit analysis and financial assessments. Strong communication skills to explain complex financial concepts clearly and build trust with clients. Knowledge of banking operations, escrow procedures, and legal documentation related to real estate transactions is highly desirable. Join us in helping individuals achieve their dreams of homeownership! Bring your energy, expertise, and passion for finance to a role where you can truly make a difference every day.
Job Types: Full-time, Contract

Pay: $88,017.74 - $205,999.86 per year

Benefits:

Opportunities for advancement Paid time off Referral program Relocation assistance
Work Location: In person