Job Description

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

With over 60 locations, RCB Bank offers a variety of excellent career opportunities in Oklahoma and Kansas. We offer full-time and part-time opportunities along with a comprehensive benefit package (eligibility requirements apply).



Position is not remote, located in-office at branch location.

POSITION SUMMARY:

Responsible for providing excellent customer service and promoting Bank product/services while maintaining good relationships with current clients, past clients and referral partners.

ESSENTIAL FUNCTIONS:

1. Must have good interpersonal and communication skills to generate referral business and leads.

2. Generate loans from outside sales calls including, but not limited to Real Estate Companies, Builders, Relocation Companies, and the Public.

3. Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs and disclosures as required.

4. Collect supporting loan documents as required and provided a complete loan package to the operations team. Work with Operations team to ensure that all loan conditions and closing dates are met.

5. Negotiate terms and conditions of loans with customers.

6. Maintain a working file for the office as required for compliance.

7. Stay abreast of trends in developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to mortgage products.

EXPERIENCE REQUIRED:

Financial organizational skills and financial information understanding. Minimum of one (2) years experience in mortgage lending functions. Customer Service experience. Some sales experience preferably in the mortgage industry.

EDUCATION, CERTIFICATIONS & TRAINING:

High school diploma or GED required. NMLS or the ability to obtain NMLS registration.

JOB-SPECIFIC SKILLS & KNOWLEDGE:

Knowledge of mortgage software systems. o Knowledge of FHA, FNMA, FHLMC, VA and Rural Development guidelines. o Knowledge involving compliance with RESPA and MDIA. o Strong verbal and written communication skills. o Ability to maintain confidentiality. o Ability to work in fast-paced environment, managing multiple tasks/projects and deadlines simultaneously. o Ability to manage detailed tasks/projects with accuracy while meeting stringent deadlines. o Self-motivated; organized; and able to prioritize tasks.

RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans' status, sex, national origin, physical or mental disability, or any other legally protected class.