Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Responsibilities and Expectations Structure
Mortgage Coordinator
Coordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor, pull report to send to vendor, pull files as requested and upload to vendor
Follow up on trailing documents-ensure that the Bank has all recorded documents and final title policies to send to investors and in house loans
Research and pay invoices as necessary
Adverse Actions
Process Adverse Action notices in a timely manner
Scan documents into Encompass
Disclosure Desk
Back up the Disclosure Desk as needed
Pull the Application/Disclosure report daily
Review and interpret loan information to effectively determine which disclosures are required
Ensure each disclosure package contains all expected disclosures
Comply with regulation timelines for the delivery of disclosures to the customer
Communicate with Lenders to validate fees associated with the transaction
Monitor daily pipelines to ensure initial and re-disclosure packages are distributed to customers within regulated timeframes
Order flood searches
Lock Desk
Back up the Lock Desk as needed
Lock interest rate with secondary market lenders as submitted by loan officers through the Bank's pricing engine
Confirm pricing for locked rate
Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed
Extend locks when needed
Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.)
Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or any inactive locks are canceled
Assists post-closing department with any revisions to locks necessary to facilitate getting the loan purchased
Process In-House lock requests
Post Close
Back up the Post Closers as needed
Scan and upload closing packets to Encompass and Director
Sort documents in Encompass and Director
Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements
Perform other duties as assigned, required, or requested
Required Skills & Education
High School diploma or equivalent
2+ years mortgage experience
TRID experience preferred
Experience with Ellie Mae Encompass LOS preferred
Extensive knowledge of mortgage lending practices and regulations preferred
Ability to process high volume, time-sensitive transactions preferred
Detail oriented and well organized
Able to perform a variety of mortgage-related functions, while maintaining composure
Excellent interpersonal skills and professional manner
Who we are
Equity Bank, a full-service, $7 billion community bank, is based in Wichita, Kansas, with 79 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We're searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
What's in it for you?
We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.
Benefits Available: Health, Dental & Vision Insurance
Group Life & Long-Term Disability Insurance
Flexible Spending & Health Savings Accounts
Group Cancer Insurance
401(K) Retirement Plan w/ Company Match
Generous Vacation & Sick Time
Employee Stock Purchase Plan (ESPP)
Pet Insurance
Retail Banking Benefits
Find your future at Equity Bank!
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
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