Job Description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group\'s member companies are subsidiaries of American Financial Group, a Fortune 500 company. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best. Our Fidelity and Crime Division underwrites fidelity and crime policies throughout the U.S. for mercantile businesses, financial institutions, and governmental entities. Products include employee dishonesty, forgery, theft, computer fraud and kidnap, ransom and extortion coverage. These coverages are offered for diverse classes of business including specialized industries such as gaming, security guards, check cashers, and program business. We are currently searching for an Master Financial Products Underwriter our New York Region. The role of the Master Financial Products is to market, underwrite and produce profitable Fidelity and Crime business on a national basis in accordance with Company objectives and policies. This is a salaried position and not commissioned sales. This is a hybrid position and any successful applicants would be expected to report to our NYC office 3 days a week.

• Has responsibility for complex risk selection/rejection, pricing, retention, growth, and profitability within scope of authority and per divisional objectives.
  • Uses independent judgment and initiative to support business goals.
  • Maintains a high level of customer service.
  • Receives and analyzes submissions and determines terms to offer (policy limits, credit limits, deductibles, coverage options and conditions, work programs, etc.).
  • Prices business in accordance with company guidelines.
  • May conduct investigations of new and existing accounts through business owners (banks, owners, creditors, debtors, architects, engineers, criminal record checks, on-site visits, etc.).
  • Assesses risk quality and compliance within company guidelines.
  • Orders and analyzes miscellaneous business reports needed in the rating and underwriting processes, including credit checks, bank agreements, financial statements, and underwriting surveys.
  • Makes recommendations on risks over authority.
  • Enters, maintains and monitors accounts using underwriting, analysis, and desktop systems.
  • Prepares effective internal and external communications on underwriting issues.
• Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
• Visits producers/insureds in order to retain existing accounts, survey exposures, build and maintain business relationships, and develop new opportunities in support of divisional objectives.
  • Interprets, explains, and markets products and services.
• Administers, applies, and may update underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• Provides technical advice to lower level associates and other functional areas.
• May have responsibility for performance and coaching of staff and may have a participatory role in decisions regarding talent selection, development, and performance management for direct reports.
• Performs other duties as assigned.

Job Requirements

Education: Bachelor\xe2\x80\x99s Degree or equivalent experience. Master\'s in Business Administration (MBA) preferred but not required.

Field of Study: Finance, Accounting or a related discipline

Experience: 10 or more years of related experience. Certification in area of expertise may be required; appropriate certifications could include Associate in Surety and Fidelity Bonding (AFSB), Certified Public Accountant (CPA) and/or Registered Professional Liability Underwriter (RPLU).

Business Unit: Fidelity / Crime
Salary Range: $137,500.00 -$180,000.00 Benefits: We offer competitive healthcare, retirement, and paid time off benefits.