Job Description

Location:

Sioux Falls, SD

Shift:

M-F 8am-5pm

Job Schedule:

Full-Time

Company:

First PREMIER Bank

About the Role

Position will perform loan reviews for Retail and Indirect loans and may assist with portions of Agricultural and/or Business Loans. Assist with quality control (QC) Reviews for Mortgage Loans. Ensures safety and soundness of the lending portfolios as well as compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac.

Job Duties and Responsibilities

Essential duties and responsibilities include the following. Other duties may be assigned.

+ Complete and document loan reviews to help ensure compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac.
+ Execute loan review assignments independently in support of department objectives and strategy.
+ Complete assigned loan review work and project tasks in a timely and accurate manner.
+ Prepare potential loan review or QC findings when exceptions are identified, taking into consideration the root cause of the issue, and provide a realistic recommendation for enhancing internal controls or efficiency of operations.
+ Work with Internal Audit/Loan Review Management to communicate test results to business unit management.
+ Use discretion and judgement when performing loan reviews.
+ Responsible for personal development through continued enhancement of technical skills for assigned loan review areas.
+ Build relationships with the lending areas and other areas as needed.
+ Complete special projects as assigned.

Skills and Qualifications

Knowledgeable in one or more of the lending areas and/or an understanding of loan operations Foundational knowledge of lending, compliance, and safety and soundness requirements. Ability to perform and analyze data and/or results of loan review testing, independently and efficiently, delivering loan reviews in an organized and easy to understand style. Demonstrated ability to learn, grow, incorporate feedback, and apply new information. Strong written and oral communication skills. Coordinates and works well with others. Bachelor's degree in business, accounting, or related field preferred. 1-3 years of experience in a loan review or QC, lending, auditing, or compliance preferred. Prior experience in loan review/lending/audit/compliance/internal controls is preferred. Professional certification related to lending a plus.

Competitive Benefits Package

Full medical benefits when working 20+ hours per week Traditional and High Deductible health plan options available FREE dental and vision coverage Generous Paid Time Off plans 401(k) - dollar-for-dollar match up to 5% of total compensation Special discounts and offers for events at the Denny Sanford PREMIER Center PREMIER Wellness Program Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year Fun Employee Parties

Our Culture

Emphasis on personal success, respect, health, wellness, fun and giving back Employees are rewarded, valued, and celebrated for hard work Various Career advancement opportunities and growth Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.


Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

At First PREMIER Bank and PREMIER Bankcard, we've created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work.

We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions.



Considered one of the nation's strongest financial organizations, we've achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities.



To ensure timely communication during the application process, please ensure that the "My Presence" portion of your profile is kept current. This should include your most recent phone number and email address. Additionally, please upload any relevant documentation, such as a cover letter and resume. Initial contact will be made via email. Please check your email regularly for any updates or sign in at Careers to view any status changes.



Neither First PREMIER Bank nor PREMIER Bankcard, LLC discriminates in hiring or employment on the basis of race, color, religion, gender, national origin, age, disability, protected veteran status, or status within any other protected group.