Job Description

Summary/Objective: The Loan Processor prepares and finalizes documentation for new, renewed, modified, and refinanced loans across commercial, agricultural, and consumer portfolios. This role coordinates with lenders to ensure all required customer documents are collected and accurately prepared in compliance with federal, state, and bank regulations. Once loans are closed, the processor completes booking and uploads all data to the bank's Core system in accordance with loan policy and procedures.

Essential functions:


Prepare documentation for new, renewed, and modified commercial, agricultural, and consumer loans. Coordinate with lenders to collect and verify documentation, ensuring accuracy and compliance with federal/state regulations, loan approvals, and bank policy. Manage the loan pipeline efficiently, completing all required conditions and exceptions to support timely loan closings. Scan and index loan documents in the bank's electronic filing system; assist with maintaining the documentation exception report. Monitor and track loan exceptions within the bank's electronic system to ensure resolution and compliance. Collaborate with loan officers to meet requirements for government-guaranteed loans (FSA/SBA/USDA). Participate in customer, community, and public relations activities to enhance the bank's visibility and promote new business opportunities. Perform other duties as assigned.

Competencies:


Demonstrates thorough knowledge of bank policies, procedures, and applicable regulations. Proficient in the bank's Core system to process, enter, and maintain loan documentation. Attend required training on bank and job-related topics to maintain compliance and professional knowledge. Detail-oriented Ability to work both independently and as part of a team Build positive relationships and communicate effectively with customers, lenders, and team members. Consistently demonstrates professionalism, integrity, and respect in all interactions. Maintains confidentiality and handles sensitive information with discretion. Demonstrates proficiency in Microsoft Office Suite (Word, Outlook, PowerPoint, and Excel). Quickly learns and adapts to new software systems and technologies. Self-motivated, dependable, and persistent in completing tasks and acquiring new skills. Communicates effectively, both verbally and in writing. Identifies issues and develops practical solutions to problems. Exercise sound judgment and make independent decisions within established authority limits. Consistently demonstrates ethical behavior, professionalism, and adherence to company policies and financial regulations. Conform to the Bank's core values, which are: +

Exceptional Customer Service

- Everyone matters, always. +

Family Driven

- Ours, yours, we put family first.
+

Community-Focused

- Our communities are the backbone of our business.
+

Communication

- Open, clear, and honest communication is key.
+

Teamwork

- Individuals working together to achieve a common goal.

Education/Qualifications:


A High School Diploma or equivalent. A business management or finance degree is a plus but not required. One year of experience in banking. One year of loan operations experience is preferred but not required for the right candidate, who has the motivation and ambition to learn, unless the position focuses on specializing in specific areas. Two years of banking experience and one year of lending are required.

Supervisory:

This position has no direct supervisory responsibilities and may serve as a mentor for other positions in the organization.

Working Conditions

Normal office environment. While performing the duties of this job, the employee is regularly required to stand, walk, use hands to type, carry, handle, and feel objects, reach with hands and arms, and talk or hear. The employee must occasionally lift and/or move up to 25 pounds or more with assistance. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus Multitask; perform tasks in an open office environment with noise from conversations, office machines, or other distracting sounds. Keep track of assigned tasks May occasionally be exposed to upset customers during everyday activities or work under stress caused by anxious or impatient customers.

First Northern Bank is committed to equal opportunity for all, without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristics. First Northern Bank will make reasonable accommodations for known physical or mental limitations of otherwise qualified employees and applicants with disabilities unless the accommodation would impose an undue hardship on the operation of our business. If you are interested in applying for an employment opportunity and feel you need a reasonable accommodation pursuant to the ADA, please contact us at 307-684-2211.


The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

This document is intended to describe the general content and performance requirements of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements and does not imply a contract.