Job Description

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?



Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.



While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.
PAY RANGE
The Target Pay Range for this position is $25.67-$31.30 hourly. The full Pay Range is $21.11-$37.07 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
BENEFITS - because people helping people starts with supporting you401(k) Company Match (up to 3%) 4% annual contribution to your 401(k) by BECU Medical, Dental and Vision (family contributions as well) PTO Program + Exchange Program Tuition Reimbursement Program BECU Cares volunteer time off + donation match

IMPACT YOU'LL MAKE:
As a Home Equity Loan Processor, you play a pivotal role in helping members achieve their financial goals by ensuring their Home Equity loan experience is smooth, informed, and supportive. You'll use your expertise to evaluate documentation, guide members and partners through each step, and ensure every loan is processed with accuracy, care, and compliance. Your work will empower members with confidence and clarity--while contributing to an exceptional lending journey at BECU.
WHAT YOU'LL DO:Process Home Equity Loans:
Review, analyze, and process all required documentation--such as title searches, appraisals, income verification, and insurance binders--to determine credit, collateral, and ratio acceptability.
Manage Underwriting Conditions:
Ensure all underwriting conditions are met, coordinating with members, branch teams, and underwriters to deliver accurate and complete files for final approval.
Prepare Loans for Closing:
Verify that loan applications are complete, fully scored in the Loan Origination System, and supported with error-free calculations before closing.
Partner With Vendors:
Work professionally and efficiently with external vendors to clear collateral conditions and maintain momentum toward closing.
Navigate Multiple Loan Pipelines:
Manage several loans in different stages at once in a fast-paced environment, handling calls, questions, and updates seamlessly.
Coordinate Final Terms & Signings:
Communicate with members and escrow partners to confirm final terms and schedule signing appointments.
Apply Expert Home Equity Knowledge:
Maintain a strong understanding of BECU's Home Equity pricing, policies, products, and loan structures to offer members the best possible options.
Support Member Experience:
Deliver prompt, efficient, and professional service--resolving questions or concerns with courtesy and thorough follow?through.
Champion Financial Awareness:
Provide clear information about BECU's products, services, and policies to help members confidently navigate their financial choices.
Fulfill Additional Responsibilities:
Assist with other related duties as assigned to support the overall Home Equity team and member experience.


This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.
WHAT YOU'LL GAIN:
A Talent Persona built for this role reflects someone who thrives in a detail-oriented, member-focused lending environment. Candidates with these motivators and interests will feel especially drawn to this opportunity:A passion for helping people make confident financial decisions Satisfaction in solving complex problems with accuracy and empathy Enjoyment of a structured environment with clear regulatory guardrails A desire to work cross-functionally with underwriters, branch partners, and vendors Motivation to grow within mortgage and consumer lending Appreciation for stability, high standards, and strong procedural frameworks A sense of pride in guiding members through meaningful financial milestones Interest in developing deep knowledge of Home Equity and lending regulations A drive to deliver exceptional service and build long-term member trust

QUALIFICATIONS:
Minimum Qualifications:Associate's degree in Business or equivalent work and/or educational experience required. Typically one year experience in Home Equity or Mortgage Lending required. Thorough knowledge of general loan policy, real estate lending practices (including state regulations and federal regulatory requirements) and agency requirements regarding consumer lending required. Thorough knowledge of all RESPA, HMDA, Fair Lending, ECOA, and HUD rules and regulations required. Comply with Safe Act legislation, which requires annual registration as a Mortgage Loan Originator (MLO). Full-time hours required, with additional hours as necessary.

Desired Qualifications:Verbal and written skills to effectively communicate and provide customer service required.

JOIN THE JOURNEY
Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role, but fuel the growth and success of BECU? This is more than a job - it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.
Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney
EEO Statement:

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

About Us


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From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future.
As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before-but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.