Job Description

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About Patelco Credit Union
Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Since 1936, Patelco has grown from $500 in assets to over $9 billion in assets and is the 7th largest credit union in California with branches throughout Northern California.
We are here for our members throughout all their stages of life. Meeting them with the products and services to help them plan purposefully for their futures and to secure our life-long partnership as their trusted financial advocate. As one team, we are all committed to delivering service, empowering financial literacy, creating products, and providing new technology for our members.
We believe that work should be rewarding, challenging, and enjoyable. We're dedicated to creating a positive and supportive culture where our team members can thrive. If you're looking to use your skills and knowledge to make a difference in our members' lives, Patelco could be the perfect fit for you.
Overview
In this role, responsibilities will include originating home loans and lines of credit though direct contacts with members or by referrals from assigned branches or other referral sources.
Responsibilities

• Meets with members to discuss loan programs and recommends appropriate product(s) to meet the member's needs.
• Develop referral sources through local realtors, and in the community.
• Recognize Cross sell opportunities and refer to appropriate team.
• Responsible for obtaining and submitting a complete loan application with the required supporting documentation.
• Responsible to notify the borrower of decline and refer to PCS for an alternative solution.
• Responsible to meet minimum production goals assigned.
• Responsible to meet disclosure requirements for all real estate loans.
• Maintain accurate status in origination systems for all loans assigned.
• Make presentations and represent Patelco Credit Union at functions as directed.
• Keep members personal information safe and secure per Patelco's Security Policy.
• Understand and comply with all applicable federal and state laws and banking regulations (including those related to OFAC and Bank Secrecy Act / Anti-Money Laundering compliance) and Patelco Credit Union's policies and procedures.
• Knowledge of FNMA and FHLMC guidelines preferred
• Excellent oral and written communication skills.
• Good public relations ability
• Demonstrate skill in planning, organizing, and controlling work:
• Ability to work in a team environment.
• Must have ability to use personal computer with emphasis on Word and Excel.

Qualifications

• 2 years of experience of external real estate or mortgage loan sales
• This role is 100% travel. Ability to travel is required. Must have valid CA driver's license

Target Base Pay
$22.00/hr
This role offers a competitive compensation plan that includes a base salary combined with a variable compensation plan with on-target earnings.
Compensation at Patelco
Please note that the salary information is a general guideline only. Patelco Credit Union considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
We Offer
Physical Health:

• Exceptional Medical, Dental, Vision, and Life Insurance benefits

• Onsite fitness center at HQ and rewards for completing wellness related activities

Financial Health:

• Competitive compensation packages with bonus opportunity
• 401(k) with 3% Safe Harbor and 5% employer match
• Discounts on loan products

• Tuition reimbursement

Emotional Health:

• Employee Assistance Program (EAP)

• PTO for part-time and full-time positions

• Paid holidays

Personal Development:

• On-the-job training and skills development
• Internal transfer opportunities for career growth
• Volunteer work

Flexible work arrangements available for specific positions
Patelco Credit Union is an Equal Opportunity Employer including individuals with disabilities and protected veterans

Skills Required