Job Description

About CFBank:

We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.

About the role:

Under the guidance and direction of Executive Management, the

Equipment Finance Director

is responsible for equipment finance activities and programs, business development and production, and driving results that positively impact the bottom line.

What you'll do:

Continually develop new prospects for Equipment Finance, growing the book of business through direct and indirect sales in collaboration with Executive Management and in support of company goals and initiatives. Possess a thorough knowledge of specialized equipment, structuring, pricing, and closing complex finance transactions, also providing guidance as needed to commercial lenders on legal and structural issues unique to specific equipment types. Consult with and assist new and potential borrowers with appropriate deal structuring, focusing on the needs of the borrower and balancing those needs with those of the Bank. Manage the origination process from start to finish including gathering all necessary information and making available all relevant information needed for underwriting, also providing accurate, timely, and objective credit analyses to serve as effective guides for credit decisions. Minimize equipment finance-related credit losses within policy-targeted levels. Appraise collateral as required and monitor to see that the value of the collateral is in concert with the division's credit risk policies. Protect the bank by providing continual supervision of the equipment lending and/or leasing agreements, by continual monitoring of past dues, and taking appropriate action. Drive innovation and growth through partnership with senior management, leveraging technology, and strategic vision.

Education and Experience:

Bachelor's Degree in business, finance, or equivalent degree or equivalent experience required. 5 years of commercial lending experience that includes equipment finance experience.

What We Offer:

Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility. Professional development opportunities including educational/training opportunities "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!) Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources * One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success