Job Description

First International Bank and Trust is seeking a Credit Review Manger to lead the Credit Review team. This role is responsible for overseeing the internal credit review function to ensure FIBT maintains sound credit risk management practices. This role leads a team of credit review professionals in evaluating the quality of the loan portfolio, ensuring adherence to lending policies, and identifying emerging risks. The Credit Review Manager plays a key role in maintaining regulatory compliance, supporting strategic decision-making, and safeguarding the Bank's credit integrity.

Key Responsibilities:

Lead and manage the Credit Review Team, including recruitment, onboarding, training, performance evaluation, and professional development. Plan, assign, and direct team activities to ensure timely and accurate completion of monthly credit review reports. Conduct in-depth reviews of individual loan files and the overall loan portfolio to assess asset quality, underwriting standards, and policy compliance. Present findings and recommendations to the Board of Directors and senior leadership. Monitor and provide oversight of lending policies and procedures, ensuring alignment with regulatory requirements and industry best practices. Stay current on changes to federal and state banking laws and regulations affecting credit risk and lending operations. Assist in the preparation and maintenance of Watch List and Allowance for Loan and Lease Loss (ALLL) reports. Collaborate with Credit Administration, Lending, and Risk Management teams to address identified issues and implement corrective actions. Support internal and external audits and regulatory examinations related to credit risk.

Qualifications:

Bachelor's degree from four-year college or university (preferably in finance, business administration, or other business related degree); minimum of four years related experience; or equivalent combination of education and experience. Management experience is strongly preferred. Strong understanding of credit risk principles, loan documentation, and regulatory compliance. Proficiency in Microsoft Office and loan review systems.

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities.


We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:


Health, Dental & Vision 401K Retirement Plan with Employer Match Paid Parental Leave Life and Disability Insurance Generous PTO and Holiday pay

If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.

Equal Opportunity Employer