Job Description

Join Our Team as a Credit Analyst II -

(Downtown Bismarck, ND Branch)

Build a lasting career with

_ BNC National Bank_


Are you an experienced Credit Analyst looking to take the next step in your career? We're seeking a detail-oriented professional with 3-5 years of credit analysis experience - preferably with a background in commercial lending - who is eager to build a lasting career in Credit Analysis. The ideal candidate thrives on accuracy, demonstrates strong communication and time management skills, and takes pride in delivering thorough, thoughtful work that supports both our customers and our business goals.


As a Credit Analyst II, you'll provide support to our commercial lenders in credit analysis and monitoring of financial reporting with customers to ensure that commercial loans are in compliance with specific covenants, policies and regulations.

Key Responsibilities:

Analyze credit information, financial statements and other related information pertaining to commercial loans. Work directly with commercial lenders to ensure credit analysis is completed accurately and efficiently. Occasionally communicate with borrowers and outside parties in order to obtain information and detail on specific commercial credits. Research background documentation and review personal and business financial statements and tax returns. Analyze financial information and prepare the preliminary analysis for lenders. Review loan files to ensure the completeness of the file and that all collateral has been secured properly. Report individual credit data to the Credit Underwriting Manager to ensure thorough and centralized portfolio data. Analyze financial information and prepare the preliminary analysis for the lender. Contribute to a positive, team-oriented work environment focused on delivering excellent work. Protect BNC and our customers by strictly following laws, policies and procedures, maintaining bank security, and the confidentiality of customer information.

What We're Looking For:

3-5 years' experience in credit analysis, preferably with a background in commercial lending Strong verbal and written communication skills Attention to detail and accuracy in financial documentation Excellent organizational and time management skills with a proven ability to meet deadlines Ability to work independently and as part of a collaborative team A desire to grow and stay long-term within a reputable, community-focused bank

Why BNC National Bank?

At BNC, we're proud of our community roots and strong relationships. We value our employees and are committed to creating a supportive workplace that encourages long-term career development. When you join BNC, you're joining a team that believes in trust, integrity, and service excellence.

Compensation:

TBD, wage is highly dependent on experience

Schedule:

Full-time, 40 hours per week Monday-Friday, 8am - 5pm

Benefits:

Generous Paid Vacation Time (120 hrs./yr.), Paid Sick Time (48 hrs./yr.), Paid Maternity Leave Benefits, and Paid Holidays Medical, Dental, and Vision Insurance Health Savings Account, including Employer Contribution must meet eligibility requirements
Flexible Spending Accounts 401(k) w/Company Match Employee Recognition & Rewards Program Company-Paid Life and AD&D Insurance Employee Assistance Program Paid Volunteer Opportunities Unum Supplemental Plans FREE Gym Membership! Continuing Education Opportunities and MUCH MORE!

Apply Today!

If you're ready to take the next step in your banking career, apply now and become part of a team that values you and the work you do every day.


BNC National Bank is an Equal Opportunity Employer.

Education

Preferred


Bachelors or better in Accounting High School or better in Accounting
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.


Benefits:


401(k) 401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Health savings account Life insurance Paid time off Parental leave Referral program Tuition reimbursement Vision insurance Volunteer time off
Work Location: In person