Job Description

At First International Bank & Trust, we believe in building lasting relationships through sound financial decisions and personalized service. We're seeking a Credit Analyst who thrives on analyzing financial data, assessing credit risk, and supporting our commitment to responsible lending. If you're detail-oriented, collaborative, and passionate about helping businesses grow, we invite you to join our team.

In-Office Position

Compensation

- $28/hr to $55/hr

Key Responsibilities:

Assist loan officers in analyzing financial information from clients across various sectors. Analyze business and personal tax returns, financial statements, and risk to determine credit quality using Sageworks or similar systems. Prepare loan presentations, comment sheets, and annual reviews. Provide guidance and training to team members on credit analysis and review work when needed. Accompany loan officers on client and prospect calls to help build and maintain key relationships. Attend training sessions and collaborate on ideas and solutions for continuous improvement. Perform additional duties as assigned.

Position Competencies:

Strong analytical skills with the ability to gather and interpret financial data. Exceptional attention to detail and organization. Clear and informative written communication. Ability to prioritize tasks and manage time effectively.

Qualifications:

Bachelor's degree in Finance, Accounting, or Business; 2-5 years of relevant experience in finance or lending; or an equivalent combination of education and experience. Analyzed financial statements, including balance sheets, income statements, and cash flow statements. Assessed borrower risk and recommended appropriate loan structures. Built financial models to project future cash flows. Applied underwriting principles to structure loans effectively. Experience using Abrigo Sageworks preferred.

We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:


Health, Dental & Vision 401K Retirement Plan with Employer Match Paid Parental Leave Life and Disability Insurance Generous PTO and Holiday pay

If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.

Equal Opportunity Employer