Job Description

Overview:
Hudson Valley Credit Union is currently recruiting for the position of Commercial Loan Origination Administrator. Primary Function: Support the Commercial Loan Officers and AVP, Loan Origination with all administrative functions. Includes collection of all loan documentation required to process new commercial loan applications as well as maintain the financial statement database and prepare reports. Contact members and complete property site visits. Provide service support to internal and external member requests Responsibilities:

• Assist Commercial Loan Officers and AVP, Loan Originations with collection of documents required for new commercial loan requests, to include set up new files, correctly label all documents, run credit and Lexis Nexis reports, process 4506T's, send out secure links to business members and submit packages to underwriting.

Support Commercial Loan Officer's and AVP, Loan Originations with all administrative functions. * Maintain the financial statement database. Ensure complete and accurate commercial credit files and records of all accounts, as well as assist with gathering and providing information during exams and audits. Prepare various letters to members and following up with members for receipt of required information for items such
as ballooning mortgages, line of credit renewals, annual reviews and Borrowing Base Certificates. * Contact business members as needed for items such as delinquent loan payments, real estate taxes and lapsed insurance

• Complete property site visits for annual reviews.

• Prepare and regularly update required department and management reports, to include production reports.

Prepare minutes for department meetings. Prepare memos and supporting documentation for these meetings, as needed * Have a general understanding of commercial loan terminology and commercial loan ratios including debt-toincome ratio, debt service coverage ratio, and loan to value ratio.

• Provide administrative support for department supplies and software and follow up with vendors on all requested services. Provide backup coverage for Commercial Lending Administrator, as needed.
• Achieve goals assigned to the Commercial Loan Origination Administrator as part of the assigned departments' annual operating plan. Suggest and assist with implementing process improvements to enhance member experience and increase department efficiencies
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.

• Embrace and apply HVCU's guiding principles to all activities and responsibilities. This includes the Credit Union's Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union's initiatives by demonstrating teamwork and professionalism.

• Responsible for regular and predictable attendance including punctuality.

Qualifications:

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Valid Driver's License required
• Minimum 2 Years Prior experience in a business environment experience required
• Commercial loan documentation preferred
• Knowledge of database, excel and report preparation. Experience with On Base a plus

Why Choose HVCU?:
Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a meaningful impact. Come be part of a Great Place to Work!
Employee Perks:

• Base & Variable Pay Structures

• Paid Personal, Holiday & Volunteer Time Off

• Professional Development Training through HVCU University & Academy

• Student Loan Repayment & Tuition Reimbursement Programs

• Medical, Dental & Vision Coverage

• 401(k) With Employer Match & Non-Elective Employer Contribution

• Life, Short-term & Long-term Disability Insurances

• Discounted Loan Rates & Fees

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law. Salary Range: G17 $24.30 - $29.44 Hourly

Skills Required