Job Description

Job Overview

Anthem Bank & Trust is seeking a detail-oriented and analytical Commercial Credit Analyst to join our financial services team. In this role, you will be responsible for assessing the creditworthiness of potential clients and managing existing credit portfolios. You will work closely with loan officers and Sr. Management while performing these duties. Your expertise in financial analysis and risk assessment will play a crucial role in making informed lending decisions that align with our organization's goals.

Duties

Collect, monitor, and analyze financial data

to determine credit worthiness of prospective and/or current customer(s).

Prepare financial spreads and presentations

on clients and present information to management and members of senior staff.

Review risk classification definitions

compared to actual risk ratings on loans, to ensure the risk rating on loan(s) is consistent with the Bank's risk rating policy and Loan Policy.

Review credit packages

for policy compliance, structural soundness, and credit weakness.

Prepare annual reviews

on existing loan portfolio as assigned, to ensure compliance with loan policy and identify any signs of potential weakness.

Provide excellent customer service

to the Bank's customers and employees through ongoing support via phone and in oral and written communications, while adhering to all Bank and Department policies and procedures; and,

Other duties as assigned

and/or taken on.

Specific minimum requirements include:

Bachelor's degree in accounting, finance, or another related field and 1+ year of direct industry experience in commercial credit, especially commercial real estate & banking C&I; or the equivalent combination of education and experience, which demonstrates the knowledge, skills, and abilities to perform the job duties of this position. Proficiency in Microsoft Excel and Word Experience in financial statement and tax return analysis. Excellent communication and customer service skills. Possess problem solving capabilities, ability to work independently, and excellent organization and time management skills. Understanding of credit policy and procedures. Demonstrated financial acumen to make sound decisions based on comprehensive data evaluation. If you are passionate about finance and possess the skills necessary to excel in this role, we encourage you to apply for the position of Commercial Credit Analyst. Join our team and contribute to our mission of providing exceptional financial services while ensuring responsible lending practices.
Job Type: Full-time

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Health savings account Life insurance Paid time off Vision insurance
Ability to Commute:

Baton Rouge, LA 70810 (Required)
Ability to Relocate:

Baton Rouge, LA 70810: Relocate before starting work (Required)
Work Location: In person