Job Description

The Branch Mortgage Loan Officer (BMLO) will originate loans primarily sourced from their designated branch territory. They are also expected to partner with branch and market managers to help drum up business. BMLOs are responsible for making the most out of each lead, by carefully assessing the needs of the client and offering solutions to meet those needs. BMLOs are expected to meet all state and federal regulatory compliance, as well as internal quality and service standards.

What you will do here:

Originate mortgage loan applications primarily in-person, but also via telephone, web. Engage with customers to recommend loan products and other services that are in the best interest of the customer. Understand and maintain a thorough knowledge of various mortgage loan programs (FNMA/FHLMC, FHA/VA) and company products to provide clients with most suitable options. Obtain, validate, and secure pertinent financial and credit data to qualify clients



Review all loan applications by verifying supporting documentation and credit-worthiness and prepare loan applications to meet quality standards for submission to processing



Collaborate with market managers, branch managers, branch employees, and other business partners to develop and promote home buyer education seminars and drive mortgage business in the assigned branches



Participate in external events to foster Relator, and other business, relationships within the community



Accurately price loans and ensure timely preparation and delivery of all required loan disclosures.



Provide timely follow-up on all originated mortgage applications.



Attend and assist in branch meetings and in training of retail staff.



Perform other job-related duties as assigned.

What you will need:

High School Diploma or GED

required.

3+ years proven success in a sales environment

required.

1+ years previous mortgage origination, underwriting, or processing experience

required

.

Excellent customer service skills

required.

Effective relationship building skills

required.

Excellent verbal and written communication skills

required.

Strong attention to detail and follow-up skills

required.

Demonstrated understanding of mortgage lending principles and practices

preferred.

Demonstrated competence using f Mortgage Loan Origination System

preferred.

NMLS Registration or NMLS License

required.

Mortgage Originator State License

required.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.





For additional information about our organization, careers, and benefits visit: http://www.desertfinancial.com/careers.


Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.