Job Description

About Us:
At Selective, we don't just insure uniquely, we employ uniqueness.



Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year.



Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview:

Evaluate risks by performing credit and financial analysis of bond contracts. Complete underwriting on new business and renewal contracts. Provide guidance to agents regarding various underwriting information, including cross-selling other company products and services. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities:
Perform financial analysis, credit analysis, and risk assessment of bond contracts to determine underwriting exposure through the use and interpretation of financial-based computer applications. Complete underwriting on new business and renewal bond contracts. Increase renewal premium by cross-selling additional coverage, products or service. Administer and monitor underwriting rules, guidelines, insurance laws and regulations, and rating manuals. Process renewal form letters, status inquiry reviews, and revisions. Send out supplies, kits, and guides to assigned agents. Provide guidance to agents and other departments regarding various underwriting information. Effectively communicate underwriting decisions and appetite to agents. Reinforce the ease of doing business with Selective by meeting or exceeding agent expectations and service quality on a consistent basis. Develop and maintain effective working relationships with internal and external customers. Communicate openly and in a timely fashion. Participate in the development of team goals and work diligently to achieve them. Support all team decisions. Conduct continuous profit and growth analysis by territory and agency as assigned. Monitor premium retention with the use of electronic reporting tools. Mentor and/or train less experienced underwriters and trainees.

Qualifications:

Knowledge and Requirements

Excellent analytical skills; oral and written communication skills. Ability to market and negotiate effectively with internal and external customers. Ability to work both independently and in a team environment.

Education and Experience

College degree in Accounting, Finance, or related field preferred. 3-5 years accounting and/or financial statement analysis preferred. 1-3 years Surety and Fidelity underwriting experience preferred. Previous experience working in a construction environment, accounting, auditing, or banking field highly desired.

Total Rewards:

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.



The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
Pay Range: USD $63,000.00 - USD $95,000.00 /Yr. Additional Information:
Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.



For Massachusetts Applicants



It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.